# What are the trading fees?

Category: Buy
Source: https://strike.me/eu/en/support/what-are-the-trading-fees/

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Personal accounts pay zero fees on [recurring purchases](/support/how-do-i-schedule-recurring-purchases) after the first week (for a weekly or monthly DCA, the waiver applies from the second purchase).:region-only[ Also, there are no fees for [getting your paycheck via direct deposit](/support/how-do-i-set-up-direct-deposit) and converting up to $20,000 per month into bitcoin.]{in="us"}

On all other transactions, the fee is tiered:



| Monthly level | Fee |
| --- | --- |
| ≤49.999,99 € | 0,89% |
| 50.000 – 499.999,99 € | 0,79% |
| 500.000 – 4.999.999,99 € | 0,69% |
| 5.000.000 – 14.999.999,99 € | 0,59% |
| ≥15.000.000 € | 0,49% |


You can track your current level by visiting the “bitcoin” tab in the [mobile app](https://links.strike.me/live-app) and tapping your <NumberUpIcon /> “Traded volume”.

## How trading fees work

Your monthly fee level is determined by your trade volume in euros, not by the number of trades you make. The following transaction types count:



- One-time buys and sells
- Recurring purchases (DCA)
- Target orders
- Receive cash as bitcoin
- The trading fees themselves


The cumulative volume that determines a trade’s fee already includes the trade itself. This way, a single trade can be large enough to land in a better tier on its own, and when it reaches or crosses a threshold, **the lower rate applies to the entire trade, not just the portion above it**.

You start each month at the tier where you ended last month, so **progress isn’t lost: you keep progressing toward the next tier rather than starting from scratch**. You reset to the first tier after a calendar month with no trades.

For example, a single 50.000 € buy in January would qualify for the 50.000 – 499.999,99 € tier at 0,79%, costing you 395 €. Five separate 10.000 € buys would run trades 1–4 at 0,89% (4 × 89 € = 356 €) and the 5th at the next tier’s 0,79% (79 €), for a total of 435 €. Either way, you’d end January at 0,79%, so February starts there: another 450.000 € in volume would bring you to 0,69%. If you made no trades in February, you’d restart at the first tier in March.

Strike’s fee structure uses volume-based pricing. Instead of looking at each trade in isolation, **all trades from the current and previous months count**. From the second tier onward, you pay less than you would under a per-trade model.

For example, if you traded a total of 50.000 € last month, your first 100 € trade this month would cost 0,79%, not 0,89%.

From Strike's help center — https://strike.me/eu/en/support/