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Lending
Where are bitcoin-backed loans and lines of credit available?

Bitcoin-backed lines of credit and loans are available to individuals and businesses residing in or registered in select US regions. Availability and minimum credit line or loan amounts vary by location and account type.

The table below shows the minimum amounts by region. A dash (—) means the product is not yet available for that account type.

Region Loans (Personal) Loans (Business) LoC (Personal) LoC (Business)
Alabama $10,000 $5,000 $5,000 $5,000
Alaska $26,000 $26,000 $26,000 $26,000
Arizona $11,000 $5,000 $11,000 $5,000
Arkansas $10,000 $5,000 $5,000 $5,000
California $10,000 $10,000
Colorado $10,000 $5,000 $5,000 $5,000
Connecticut $10,000 $5,000 $51,000 $5,000
D.C. $26,000 $26,000 $26,000 $26,000
Delaware $5,0003 $5,000
Florida $10,000 $5,000 $5,000 $5,000
Georgia $10,000 $5,000 $3,500 $3,500
Hawaii
Idaho $10,0002 $5,000 $5,000 $5,000
Illinois $10,000 $5,000 $5,000 $5,000
Indiana $10,000 $5,000 $5,000 $5,000
Iowa $10,0001 $5,000 $5,000 $5,000
Kansas $10,000 $5,000 $5,000 $5,000
Kentucky $16,000 $5,0003 $5,000
Louisiana $10,000 $5,000 $5,000 $5,000
Maine $10,000 $5,000 $5,000 $5,000
Maryland $5,0003 $5,000
Massachusetts $10,000 $5,000 $6,500 $5,000
Michigan $10,000 $5,000 $5,000 $5,000
Minnesota $10,000 $5,000 $5,000 $5,000
Mississippi $10,000 $5,000 $5,000
Missouri $10,000 $5,000 $5,000 $5,000
Montana $10,000 $5,000 $5,000 $5,000
Nebraska $10,000 $5,000 $5,000 $5,000
Nevada $10,000 $5,000 $5,000 $5,000
New Hampshire $11,000 $5,000 $11,000 $5,000
New Jersey $51,000 $5,000 $51,000 $5,000
New Mexico $11,000 $11,000 $11,000 $11,000
New York $10,000 $5,000 $5,000 $5,000
North Carolina $10,000 $5,000 $5,000 $5,000
North Dakota $10,000 $5,0003 $5,000 $5,000
Ohio $10,000 $6,000 $6,000
Oklahoma $10,0001 $5,000 $5,000 $5,000
Oregon $10,000 $5,000 $51,000 $5,000
Pennsylvania $10,000 $5,000 $51,000 $5,000
Puerto Rico $10,000 $10,000 $5,000
Rhode Island $10,000 $5,000 $5,000 $5,000
South Carolina $130,000 $5,000 $130,000 $5,000
South Dakota $10,000 $5,000 $5,000 $5,000
Tennessee $10,000 $5,000 $5,000
Texas $10,000 $5,000 $5,000 $5,000
Utah $10,000 $5,000 $5,000 $5,000
Vermont $10,000 $10,000
Virginia $10,000 $5,000 $5,000 $5,000
Washington $5,000 $5,000
West Virginia $10,000 $5,000 $5,000 $5,000
Wisconsin $10,000 $5,000 $5,000 $5,000
Wyoming $10,000 $5,000 $5,000 $5,000

1 Monthly interest payment loans have a minimum of $74,000
2 Only payment at maturity loans are available
3 The minimum loan size for sole proprietorships is higher: $101,000 in Delaware, $16,000 in Kentucky, $16,000 in Maryland, and $36,000 in North Dakota.

If you reside in a supported state but still don't see the option to open a line of credit or a loan in your app:

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Zap Solutions, Inc. dba ‘Strike’ is licensed to engage in virtual currency business activity by the New York State Department of Financial Services.
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