Retrieve excess loan collateral

30 jun 2025

If your loan is at least 60 days old and your loan-to-value is 40% or less, you can now retrieve excess collateral without closing your loan. Keep the loan open while you pull extra bitcoin back into your balance, where it is credited and ready to withdraw at once. After the move, keep your ratio at 50% or less to keep the loan healthy. Start the request from your loan in the mobile app to free up value you no longer need to lock up.