Zap (Strike) Europe Limited
Last updated 1 June 2026
Zap (Strike) Europe Limited (registration number C114533), doing business as “Strike”, registered at 171 Old Bakery Street, Valletta, Malta (VLT 1455), is incorporated in Malta and licensed and regulated by the Malta Financial Services Authority (MFSA) as a Crypto-Asset Service Provider under Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA). Zap (Strike) Europe Limited is authorised by the MFSA to provide the following services: exchange of crypto-assets for funds, execution of orders for crypto-assets on behalf of clients, providing custody and administration of crypto-assets on behalf of clients, and providing transfer services for crypto-assets on behalf of clients. Details of our licence and authorised services are available on the MFSA Financial Services Register. Strike is not authorised by the UK Financial Conduct Authority. Please refer to our Terms of Service available at https://strike.me/legal/. References in this document to "Services" are to the services provided by Zap (Strike) Europe Limited.
Investment risks. All investment carries risks. The value of any assets (bitcoin) you purchase through Strike's services may rise and fall, and your capital is at risk. Bitcoin’s price should be expected to be volatile. Past performance is not indicative of future results.
Market risks. Bitcoin prices can be highly volatile and subject to rapid fluctuations. You may incur substantial losses in a short time, including the full value of your investment.
No financial advice. Strike does not provide financial advice. You are solely responsible for assessing your own circumstances, and determining whether our Services are suitable for you. Nothing in this Agreement, our product, our Services, or any communications with you (or any marketing or public statements by the Firm or its representatives) is a recommendation or financial advice to you by the Firm.
Own account. When you make decisions relating to your Strike account you are acting for your own account. You are solely responsible for making their own independent decisions, including compliance with applicable legal, tax, and regulatory requirements.
Tax. The tax treatment of bitcoin varies by jurisdiction and may change over time. You are solely responsible for understanding and complying with your local tax obligations related to your Account, transactions, and capital gains.
General. We are not responsible for delays or loss incurred as a result of an error in the initiation of bitcoin transactions and have no obligation to assist in the remediation of bitcoin transactions. Bitcoin transferred over the Bitcoin Network must be recognized by a number of network confirmations, and bitcoin sent to you in this manner may be delayed and in a pending state before appearing in your Account. Bitcoin Network transactions are not complete while pending, and while in a pending state the applicable bitcoin will not be available in your Strike Account for your use in connection with Strike's Services. If you or a third party attempts to send any asset other than bitcoin from an external wallet to your Account, such asset may be lost and may not be recoverable, and you may incur losses as a result. For the avoidance of doubt, the only crypto-asset supported by the Services in respect of your Account is bitcoin, and Strike does not support “bitcoin cash,” “bitcoin SV,” or similar assets that are not bitcoin.
Networks. Strike does not own or control the Bitcoin or Lightning Networks that underlie the Services. Strike disclaims all liability relating to such Networks and makes no guarantees regarding the security, functionality, or availability of such Networks.
Forks. By using the Services, you acknowledge and agree that the underlying Bitcoin Network is subject to sudden changes in operating rules (known as “Forks”), and that such Forks may materially affect the value, function, or even the name of bitcoin. A Fork of the Bitcoin Network could also disrupt the Lightning Network, potentially for a significant period of time. In the event of a Fork, you agree that we may temporarily suspend operations (with or without advance notice to you) and that we may, in our sole discretion, decide whether or not to support (or cease supporting) either branch of the forked Network protocol entirely. You acknowledge and agree that Strike assumes no responsibility whatsoever with respect to an unsupported branch of a forked Network protocol. In the event of a Fork that results in the creation of a new asset in addition to bitcoin (such asset, the “Forked Asset”) you acknowledge that you have no claim or rights to any Forked Assets, and that your sole claim will be in respect of an amount equal to your applicable bitcoin balance in your Account.
Cybersecurity Risk. Despite robust safeguards, no system is immune to hacking, phishing, or malware attacks. Unauthorized access to accounts or systems may result in loss or theft of assets. You are responsible in addition for maintaining the security of your account credentials and two-factor authentication methods, and ensuring no third party has access to your account.
Additional Bitcoin Risks. Your use of the Services is subject to the following additional conditions and risks: (i) bitcoin transactions are irreversible and cannot be reversed, modified, or cancelled once confirmed by you, and, accordingly, losses due to fraudulent or accidental transactions may not be recoverable and Strike is not liable for any fraudulent or accidental transactions; (ii) bitcoin values can fluctuate substantially, which may result in a partial or total loss of the value of bitcoin that you purchase or hold; (iii) legislative and regulatory changes or actions at the state, federal, or international level may adversely affect the use, transfer, exchange, and value of bitcoin; (iv) the Bitcoin Network is maintained by a vast unidentified private computer network spread around the world, and transacting in bitcoin or on the Bitcoin Network is at your own risk and understanding of this network; (v) the Bitcoin Network is a target for fraud, and fraud may result when you engage in transactions with external bitcoin addresses; (vi) bitcoin is a target for hackers and theft, and hacking and irretrievable theft can occur even when the strongest security settings are used; (vii) some bitcoin transactions are deemed to be made when confirmed on the Bitcoin Network, which may be different from the time at which you initiated such transaction; (viii) the value of bitcoin may be derived from the continued willingness of market participants to exchange Fiat currency for bitcoin, which may result in the potential for permanent and total loss of value of a particular bitcoin should the market for that bitcoin disappear; (ix) any bitcoin transaction may be canceled, lost, or double spent, or otherwise lose all or most of its value due to forks, rollbacks, attacks, or failures to operate as intended; and (x) there is no assurance that a person who accepts bitcoin as payment today will continue to do so in the future.