Americans can now earn 3.6% interest on cash, paid in bitcoin. Read the announcement.

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The agreements and policies that apply to you depend on where you live. Find the terms for your jurisdiction below.

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  • Terms of Service (U.S., Business)
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United Kingdom

  • Commercial Policy (EEA/UK)
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  • Notice to customers in the UK (UK Risk Warning)
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  • Summary of Custody Policy (EEA/UK)
  • Terms of Service (EEA/UK, Business)
  • Terms of Service (EEA/UK, Individual)

European Union or EEA

  • Commercial Policy (EEA/UK)
  • Complaints Handling Procedure (EEA/UK)
  • Conflict of Interest Disclosures (EEA/UK)
  • Order Execution Policy (EEA/UK)
  • Risk Disclosures (EEA/UK)
  • Summary of Custody Policy (EEA/UK)
  • Terms of Service (EEA/UK, Business)
  • Terms of Service (EEA/UK, Individual)

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Zap Solutions, Inc. dba 'Strike' (NMLS ID 1902919) is a Bitcoin financial services company, not a bank. Strike is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Products and features may not be available in all regions.

Interest on cash requires enrollment and is available to eligible customers on USD funds held at Cross River Bank, Member FDIC. Interest is paid in bitcoin, and the interest rate is subject to change. Your USD is FDIC insured up to $250,000, inclusive of all deposits held in your name at Cross River.

Credit products are available in select US states. Lines of credit are issued by Zap Solutions Capital, Inc. dba 'Strike Lending' (NMLS ID 2741098). Loans are issued by Strike Lending or Column, N.A., Member FDIC, depending on the state associated with your application. Column N.A. issues no other Strike product or service. To qualify for credit, you must reside or have a business registered in a supported state and have an active Strike account in good standing. Approval and terms are subject to eligibility and collateral requirements. Annual Percentage Rates (APRs) vary and are based on principal amount and loan type. Bitcoin is volatile, and declines in its price may trigger margin calls and liquidations when used as collateral. Payments from your bitcoin balance and liquidations are taxable events.

This webpage does not constitute investment, financial, legal, or tax advice. Depictions are provided for illustrative purposes only and do not guarantee terms.

NMLS Consumer Access. South Carolina residents: read your rights and responsibilities. Vermont residents: THIS IS A LOAN SOLICITATION ONLY. ZAP SOLUTIONS CAPITAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.

© 2026 Zap Solutions, Inc. and Zap Solutions Capital, Inc., 200 North LaSalle Street, Suite 2360, Chicago, IL 60601, United States. All rights reserved.