Unlock cash. Keep your Bitcoin.

Selling Bitcoin to fund your life is the most expensive way to use it. Borrow against your position instead. No taxable event, no lost upside, no compromise.

Estimate loan

Two ways to borrow

Hold your future. Fund your present.

Term loan

Lump sum. Fixed terms.

Borrow over a fixed term at a known APR. The larger the loan, the lower the rate.

Best for:

  • Buying a home or making a down payment
  • Paying a capital gains tax bill
  • Funding a one-time business expense
  • Acquiring property or equipment
Line of credit

Draw as you go. Pay it down. Draw again.

Take only what you need, when you need it. Interest accrues only on the amount drawn.

Best for:

  • Living on Bitcoin without selling
  • Covering monthly bills
  • Keeping cash ready for opportunities
  • Smoothing uneven income

Borrowing more than $5M? Get in touch with Strike Private for concierge support.

Talk to Private

Unlock your bitcoin wealth without giving up your bitcoin's upside.

Liquidity

Fast funding

Funds credit within one business day. No credit checks.

Cost

Clear pricing

Transparent annual percentage rate. Zero origination, prepayment, closure, or missed payment fees.

Security

No further rehypothecation

We hold your collateral or transfer it to our capital providers with no further rehypothecation.

Protection

No surprise margin calls.

Advance notice before a margin call. 72 hours to respond. Only the collateral needed to restore your LTV is liquidated.

Flexibility

Flexible options

Open additional term loans, refinance or consolidate existing ones, increase your credit line, retrieve excess collateral, or prepay without penalty.

Proof

Volatility Proof Loans

No margin calls. No price-driven liquidations. No matter how far bitcoin's price falls, collateral stays untouched as long as payments are current.

Calculate your bitcoin-backed loan

Post collateral. Receive cash. Live on Bitcoin.

  1. 01

    Apply in minutes.

    Select your amount, see your exact terms, and commit when ready.

  2. 02

    Post your Bitcoin.

    Funds hit your account in 1 business day or less. No credit check required.

  3. 03

    Live on your Bitcoin

    Pay your bills, take a vacation, buy a home, start a business, all without selling your Bitcoin.

Products

Every Bitcoin financial product in one place.

Buy Bitcoin

Fee-free recurring purchases with no minimums. Strike connects directly to your bank so you're never waiting to get started.

Banking on Bitcoin

Get paid. Pay bills.

Payments

Send Bitcoin anywhere.

Proof of work.

1,568,103

App downloads

43,761

Five-star reviews

90

Countries supported

1,500+

Bitcoin in treasury

“… Strike has a great product… Needed 10k for new HVAC system. Paid it off in 7 months and got my collateral bitcoin back. Very simple”
K. J.
“… I transferred my Bitcoin to the wallet, went through the loan steps, and within literally three minutes I had $26,000 transferred to my account, ready to send and use…”
B.
“… But what finally got me actively DCA-ing with Strike was when they secured the ability to offer Bitcoin-backed loans in California. That's no small thing. Very few companies have the licensing to do it here, and Strike is one of them…”
D.
“Took a loan out on strike. Super easy and Mallers wants people to do responsibly so you can only take up to 50% of your BTC.”
F. F.
“Broke the ice and got a bitcoin-backed loan with @Strike. Minimum amount, just to see how it works. I'm impressed: simple, sleek, felt in the loop the entire way through, and everything is easy to monitor. Top tier design & experience.…”
M. R.
“I used Strike. I had the money within hours. I bought more Bitcoin. I pledged that Bitcoin as capital for my loan.… It's been a smooth experience.”
S. S.

Know your bitcoin is always secure

Customer stories

Bitcoin is better money. Strike makes Bitcoin easy.