Credit limit increases are only available for the line of credit. You can’t increase term loan amounts after opening.

Repaying principal drawn from a credit line immediately frees up available credit. You can add collateral to increase your available credit without making repayments.

If the price rises, you can also manually increase your available credit without posting more bitcoin. When the bitcoin price drops, the amount you can draw from your credit line is automatically decreased to prevent you from borrowing more than 70% of your collateral value.

You can increase your total credit line to a maximum of $250,000. Contact Private to go higher.

Increasing your credit line resets the 60-day hold period before you can close your line of credit or retrieve collateral. During this period, you can repay your outstanding balance to stop interest accrual.