Understand your limits

Mar 27, 2024

You can see exactly what is ready to move in the app. The Limits screen shows your total, available, and pending balances with progress bars, and every bank deposit receipt carries the date those funds become available. Once a deposit has settled, you can send or withdraw it with no additional limits.

If your account is in good standing, you may get Strike Instant to send, spend, or withdraw up to $5,000 of a bank deposit before it settles. Regular use increases your chance of access, but doesn’t guarantee it. Without it, a pending ACH deposit can buy bitcoin, but you can’t send, spend, or withdraw it yet.