Borrow dollars with a bitcoin-backed line of credit

3 mar 2026

Draw dollars as needed, repay on any schedule, and pay interest only on what you’ve drawn. Interest is due monthly, and the principal has no maturity date. The line of credit starts at 0% LTV, and the ratio adjusts as you draw and repay. Whether you keep cash on hand or convert most of your income to bitcoin, the line of credit provides access to dollars without reducing your position.

Borrow what you need up to 50% LTV, on a line of up to $250,000, with interest accruing daily and billed monthly on the 1st and due on the 15th. Drawn funds can buy bitcoin, pay bills, be sent on-chain, over Lightning, or to another Strike customer, or be withdrawn by wire, RTP, or ACH. Open and manage it in the app, from $5,000 in most states.

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