Personal accounts pay zero fees on recurring purchases after the first week (for a weekly or monthly DCA, the waiver applies from the second purchase).
On all other transactions, the fee is tiered:
| Monthly level | Fee |
|---|---|
| ≤49.999,99 € | 0,89% |
| 50.000 – 499.999,99 € | 0,79% |
| 500.000 – 4.999.999,99 € | 0,69% |
| 5.000.000 – 14.999.999,99 € | 0,59% |
| ≥15.000.000 € | 0,49% |
You can track your current level by visiting the “bitcoin” tab in the mobile app and tapping your “Traded volume”.
How trading fees work
Your monthly fee level is determined by your trade volume in euros, not by the number of trades you make. The following transaction types count:
- One-time buys and sells
- Recurring purchases (DCA)
- Target orders
- Receive cash as bitcoin
- The trading fees themselves
The cumulative volume that determines a trade’s fee already includes the trade itself. This way, a single trade can be large enough to land in a better tier on its own, and when it reaches or crosses a threshold, the lower rate applies to the entire trade, not just the portion above it.
You start each month at the tier where you ended last month, so progress isn’t lost: you keep progressing toward the next tier rather than starting from scratch. You reset to the first tier after a calendar month with no trades.
For example, a single 50.000 € buy in January would qualify for the 50.000 – 499.999,99 € tier at 0,79%, costing you 395 €. Five separate 10.000 € buys would run trades 1–4 at 0,89% (4 × 89 € = 356 €) and the 5th at the next tier’s 0,79% (79 €), for a total of 435 €. Either way, you’d end January at 0,79%, so February starts there: another 450.000 € in volume would bring you to 0,69%. If you made no trades in February, you’d restart at the first tier in March.
Strike’s fee structure uses volume-based pricing. Instead of looking at each trade in isolation, all trades from the current and previous months count. From the second tier onward, you pay less than you would under a per-trade model.
For example, if you traded a total of 50.000 € last month, your first 100 € trade this month would cost 0,79%, not 0,89%.