Availability and minimum credit line or loan amounts vary by state and account type.
| Location | Loans (Personal) | Loans (Business) | BLOC (Personal) | BLOC (Business) |
|---|---|---|---|---|
| Alabama | $10,000 | $5,000 | $5,000 | $5,000 |
| Alaska | $26,000 | $26,000 | $26,000 | $26,000 |
| Arizona | $11,000 | $5,000 | $11,000 | $5,000 |
| Arkansas | $10,000 | $5,000 | $5,000 | $5,000 |
| California | $10,000 | $10,000 | N/A | N/A |
| Colorado | $10,000 | $5,000 | $5,000 | $5,000 |
| Connecticut | $10,000 | $5,000 | N/A | $11,000 |
| D.C. | $26,000 | $26,000 | $26,000 | $26,000 |
| Delaware | N/A | $5,000 | N/A | $5,000 |
| Florida | $10,000 | $5,000 | $5,000 | $5,000 |
| Georgia | $10,000 | $5,000 | $3,500 | $3,500 |
| Hawaii | N/A | N/A | N/A | N/A |
| Idaho | $10,000 | $5,000 | $5,000 | $5,000 |
| Illinois | $10,000 | $5,000 | $5,000 | $5,000 |
| Indiana | $10,000 | $5,000 | $5,000 | $5,000 |
| Iowa | $10,000 | $5,000 | $5,000 | $5,000 |
| Kansas | $10,000 | $5,000 | $5,000 | $5,000 |
| Kentucky | $16,000 | $5,000 | N/A | $5,000 |
| Louisiana | $10,000 | $5,000 | $5,000 | $5,000 |
| Maine | $10,000 | $5,000 | $5,000 | $5,000 |
| Maryland | N/A | $5,000 | N/A | $5,000 |
| Massachusetts | $10,000 | $5,000 | $6,500 | $5,000 |
| Michigan | $10,000 | $5,000 | $5,000 | $5,000 |
| Minnesota | $10,000 | $5,000 | $5,000 | $5,000 |
| Mississippi | $10,000 | $5,000 | N/A | $5,000 |
| Missouri | $10,000 | $5,000 | $5,000 | $5,000 |
| Montana | $10,000 | $5,000 | $5,000 | $5,000 |
| Nebraska | $10,000 | $5,000 | $5,000 | $5,000 |
| Nevada | $10,000 | $5,000 | $5,000 | $5,000 |
| New Hampshire | $11,000 | $5,000 | $11,000 | $5,000 |
| New Jersey | $10,000 | $5,000 | $5,000 | $5,000 |
| New Mexico | $11,000 | $11,000 | $11,000 | $11,000 |
| New York | $10,000 | $5,000 | $5,000 | $5,000 |
| North Carolina | $10,000 | $5,000 | $5,000 | $5,000 |
| North Dakota | $10,000 | $5,000 | $5,000 | $5,000 |
| Ohio | $10,000 | $6,000 | N/A | $6,000 |
| Oklahoma | $10,000 | $5,000 | $5,000 | $5,000 |
| Oregon | $10,000 | $5,000 | $5,000 | $5,000 |
| Pennsylvania | $10,000 | $5,000 | $51,000 | $5,000 |
| Puerto Rico | $10,000 | $10,000 | $5,000 | N/A |
| Rhode Island | $10,000 | $5,000 | $5,000 | $5,000 |
| South Carolina | $10,000 | $5,000 | $5,000 | $5,000 |
| South Dakota | $10,000 | $5,000 | $5,000 | $5,000 |
| Tennessee | $10,000 | $5,000 | N/A | $5,000 |
| Texas | $10,000 | $5,000 | $5,000 | $5,000 |
| Utah | $10,000 | $5,000 | $5,000 | $5,000 |
| Vermont | $10,000 | $10,000 | N/A | N/A |
| Virginia | $10,000 | $5,000 | $5,000 | $5,000 |
| Washington | $10,000 | $5,000 | $5,000 | $5,000 |
| West Virginia | $10,000 | $5,000 | $5,000 | $5,000 |
| Wisconsin | $10,000 | $5,000 | $5,000 | $5,000 |
| Wyoming | $10,000 | $5,000 | $5,000 | $5,000 |
Exceptions:
- The minimum loan and line of credit size for sole proprietorships is higher: $101,000 in Delaware, $16,000 in Kentucky, and $101,000 in Minnesota.
- In Maryland, the minimum loan and line of credit size for business accounts is $5,000 for corporations and $16,000 for all other business entities.
- Monthly interest payment loans have a minimum of $74,000 in Iowa and Oklahoma and $136,000 in South Carolina.
- Only payment-at-maturity loans are available in Idaho.
- The volatility-proof loan type is not yet available in Connecticut, Delaware, Maryland, New York, Puerto Rico, South Carolina, Texas, or Washington.
If you reside in or have a business registered in a supported location but don’t see the option to borrow, or the minimum is higher than expected:
- Update the app to the latest version.
- Edit the address in your account if you or your business has moved since signing up.