You can access part of your bitcoin collateral before closing your loan or line of credit as long as:

  • Your non-volatility-proof loan or line of credit is more than 60 days old. The 60-day period resets if you increase your credit line.
  • The LTV is currently 40% or lower
  • The LTV stays below 50% after the retrieval

On the mobile or web app, open the loan or line of credit you want to retrieve collateral from, and go to the “Manage your loan” or “Do more with your line of credit” section.

Once you confirm retrieval, your collateral will be returned to your bitcoin balance and will be available to send or withdraw.